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After buying journey insurance coverage for six years, we’re sharing particulars about our most well-liked journey insurance coverage firm. Learn on to find what our Heymondo journey insurance coverage coverage covers and get a 5% low cost on your new coverage.

Graz Selfie

We by no means journey with out journey insurance coverage. It’s that vital!

Whereas we’ve by no means needed to file a declare, we’ve met quite a few vacationers who weren’t so fortunate. Some had bike accidents and others caught dengue fever. Extra not too long ago, we’ve heard tales about individuals catching COVID whereas touring in another country. The unlucky ones with out journey insurance coverage incurred sudden bills.

We don’t need to be these individuals!

Naples Selfie 2017
We prefer to be ready once we journey. Our preparations embrace packing rain gear and shopping for journey insurance coverage.

Shopping for journey insurance coverage offers us the liberty to journey with out worrying about getting sick or injured throughout a visit. Nevertheless, till not too long ago, we weren’t positive about which journey insurance coverage was greatest for our state of affairs.

Heymondo is the journey insurance coverage firm that we at present use and love.Sure, it’s attainable to like a journey insurance coverage firm!

Don’t need to examine why we love Heymondo? Right here’s a 5% discount that you need to use instantly. In any other case, hold studying.

Why We Love Heymondo

Pena Palace Selfie in Sintra
Heymondo’s service makes us really feel like royalty.

Having an annual Heymondo journey insurance coverage coverage implies that we not have to consider journey insurance coverage each time we e-book a visit. As an alternative, we are able to concentrate on flights, accommodations and eating places. It’s nothing wanting a recreation changer.

Heymondo matches our wants. The protection is complete. The web site is simple to make use of. The worth for our annual coverage is aggressive. Plus, there’s a workforce of execs out there to help us ought to unhealthy issues occur.

Enjoyable Reality
We’ve bought journey insurance coverage since 2016 and have by no means needed to file a declare.

Kinds of Heymondo Insurance policies

Portugal Residency Card Selfie
Having journey insurance coverage was a requirement throughout our profitable visa utility course of once we moved to Portugal.

We get that having an annual coverage isn’t for everyone. Some individuals don’t journey as a lot as we do. Others are searching for a coverage to fulfill visa necessities like we did in 2018 once we had been making use of for D7 visas for our move to Lisbon.

Heymondo has customizable polices for these kinds of vacationers too. In truth, there are three completely different Heymondo coverage choices:

1. Single Journey Journey Insurance coverage

One of these coverage is appropriate for a one-off journeys. Relying in your wants, this coverage choice can embrace the next:

  • Medical Bills as much as $10 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Injury as much as $2,500 USD
  • Journey Cancellation as much as $7,000 USD
  • COVID 19 Protection

2. Annual Multi-Journey Journey Insurance coverage

One of these coverage is sensible for frequent vacationers. Legitimate for one 12 months, it negates the necessity for single journey insurance policies and might embrace the next:

  • Medical Bills as much as $10 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Injury as much as $2,500 USD
  • Journey Cancellation as much as $7,000 USD
  • COVID 19 Protection

You’ll discover that the out there limits for this plan are the identical as for the one journey coverage. Nevertheless, the sort of annual coverage covers a vast variety of journeys which might be every 60 days or much less. It’s a terrific choice for frequent vacationers who journey a minimum of a number of instances a 12 months with no particular person journey exceeding 60 days.

3. Lengthy Keep Journey Insurance coverage

One of these coverage is acceptable for digital nomads and different vacationers who plan to remain at a vacation spot for greater than 60 days. It’s additionally a terrific choice for college kids finding out overseas who’re within the following:

  • Medical Bills as much as $2.5 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Injury as much as $1,200 USD
  • COVID 19 Protection

What Does Heymondo Journey Insurance coverage Cowl?

Meteora Tour Selfie
Being coated makes us pleased.

Whereas it’s nice that Heymondo has a user-friendly web site and provides favorable pricing, the had the the form of protection that frequent vacationers like us want. These are a number of the highlights:

  • Emergency Medical Bills Overseas
  • Emergency Dental Bills Overseas
  • Sporting Actions Together with Bicycle Driving, Kayaking, Organized Scorching-Ari Balloon Rides, Common Climbing, Tenting, Snowmobiles, Helicopter Rides, Segways and Zip traces
  • COVID-19 Protection Together with Medical Bills, Journey Cancellation, Further Lodging Bills, Medically-Prescribed PCR Check Throughout the Journey, Medical Transportation and Repatriation
  • Prolonged Lodging Bills Resulting from Sickness or Medical Quarantine
  • Outpatient Physiotherapy Remedy
  • Journey and Lodging Bills for a Household Member
  • Medical Transportation and Repatriation House
  • Loss or Injury to Baggage or Private Results
  • Delay in Supply of Checked Baggage
  • Passport Alternative Resulting from Loss or Theft
  • Journey Cancellation & Interruption
  • Journey Disruption Resulting from Public Transport Delays or Missed Connecting Flight
  • Particular Help for Search & Rescue and Pure Disasters
  • Private Legal responsibility
  • Unintentional Demise or Incapacity
  • Extra Rental Automotive Protection

Professional Tip
Seek the advice of the Heymondo web site and skim your coverage for full protection descriptions and limits.

What’s Not Coated

Selfie at Lenfant Jesus Vineyard in Burgundy France
We by no means know when catastrophe will strike. Fortunately, most of our disasters contain issues like unhealthy hair days.

These are a number of the issues that Heymondo’s journey insurance coverage doesn’t cowl:

  • Non-Emergency Medical Bills Overseas
  • Non-Emergency Dental Bills Overseas
  • Journey Actions Together with White-Water Rafting, SCUBA Diving, Horseback Driving, Bike Excursions, Mountain Biking, Bungee Leaping and Climbing **
  • Cruising **
  • Pre-Journey COVID -19 Checks
  • Digital Tools Together with Laptops, Tablets and Cameras (Restricted Protection) **
  • Zones of Armed Battle

** You should purchase further protection (i.e. riders) for those who plan to do journey actions or take a cruise. You can too enhance the restricted digital tools protection.

Professional Tip
Confer with the Heymondo web site and your precise coverage for full particulars on what’s NOT coated.

How A lot Does a Heymondo Coverage Price?

Thai Coffee Selfie
We at all times need to know what issues price and hate unhealthy surprises.

Heymondo’s premium varies primarily based on elements like age, house nation, desired protection, chosen limits, coverage time period, and so forth. You’ll have to fill out a web-based journey insurance coverage utility to see your premium primarily based in your underwriting elements.

Heymondo Journey Insurance coverage Low cost

Aperol Spritz on European Waterways Barge Cruise
Cheers to reductions!

Making use of is the one method you could find out if Heymondo is a match for you each by way of value and protection. Plus, you’ll get a 5 % low cost for those who apply for a coverage now.

Will a Heymondo journey insurance coverage coverage give you the results you want? We are saying go for it and apply.

Apply for a discounted Heymondo travel insurance policy now.

Extra Perks

Windy Costa Smeralda Cruise Ship Selfie
We by no means know what we’ll discover on the finish of our journeys.

However wait – there’s extra!

Along with its user-friendly web site and value-priced insurance policies, Heymondo has an app that units it aside from the journey insurance coverage pack. This app gives the next perks:

  • 24/7 Physician Chat
  • Free Requires Medical Help
  • Claims Reporting and Administration System
  • Simple Entry to Account and Coverage Session

Apply for a discounted Heymondo travel insurance policy now.

About the Authors

In regards to the Authors

Daryl & Mindi Hirsch

Saveur Journal’s BEST TRAVEL BLOG award winners Daryl and Mindi Hirsch share their culinary journey experiences and recipes on the 2foodtrippers web site and YouTube. The married Meals and Journey content material creators stay in Lisbon, Portugal.

Disclosures

Affiliate Relationship
Though we’re not journey insurance coverage consultants or insurance coverage brokers, we’ll obtain a small payment if you are going to buy a Heymondo journey insurance coverage coverage after studying this overview.

Article Updates
We replace our articles usually. Some updates are main whereas others are minor hyperlink adjustments and spelling corrections. Tell us for those who see something that must be up to date on this article.

Authentic Publication Date: September 23, 2022

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